A fintech platform for automated collection of child support and shared expenses

Buffx is the financial layer for divorce agreements - automating child support collection, expense tracking, and enforcement-ready documentation.

Schedule Pitch Deck

Market Opportunity

A broken system. A massive opportunity.

Total Addressable Market

$115B

Total divorce-related financial transactions in the US market

14M+ custodial parents in US
5.5M middle-class households in target segment
Multi-year payment cycles

Immediate Opportunity

$45B

The Compliance Gap

Can Pay, Won't Pay
$30B compliance gap
$15B Unclaimed variable expenses
High-intent user acquisition

The Market Failure

A systemic breakdown fueled by bureaucracy and technical friction

$45B

lost annually at the bottom of this funnel

Annual capital loss caused by manual tracking, communication breakdown, and enforcement delays

Bureaucratic Friction

Manual enforcement requires court intervention, creating 6-18 month delays and allowing systematic non-compliance.

Technical Breakdown

Court rulings remain unstructured PDFs. No API, no automation, no compliance tracking—just analog processes in a digital economy.

Economic Violence

System inefficiency becomes individual suffering. Families lose financial stability while billions remain uncollected.

The Solution

Technology-first execution transforming legal agreements into automated financial workflows

AI & NLP Parser

Converts unstructured legal documents into automated payment rules

  • OCR + NLP extraction
  • Automated compliance mapping
  • Real-time indexing updates

Automated Billing & Collection

Hybrid enforcement model: from soft reminders to legal execution-all automated.

  • Dynamic payment scheduling
  • Multi-tier escalation engine
  • Direct legal integration

The Buffer Protocol

Total technical separation preventing escalation and interpersonal friction.

  • Zero direct communication
  • Anonymous transaction layer
  • Encrypted data isolation

Revenue Model

SaaS Subscription

$14.90-19.90/mo tiered access
Tracking, automation & documentation

Transaction Fee

10-15% of recovered funds
No cure, no pay

Distribution Channels

B2C Direct + B2B2C Law Firms
App for mothers + White-label for attorneys

Why Now?

Perfect market timing meets technological breakthrough

50% divorce rate

Massive, growing market

The "Receipt Economy"

Shared custody = endless variable expenses

Broken enforcement

$15B in expenses abandoned annually

AI unlock

Automation finally possible

Why Us?

Domain expertise meets technical execution

Domain Expertise

A decade of experience in Treasury, FP&A, and enterprise cash flow management

Enterprise-scale financial operations
Financial automation systems
Compliance & regulatory frameworks

Founder/Market Fit

Deep analytical execution combined with exact target-audience pain point understanding

First-hand market validation
Product-led growth strategy
Data-driven decision making

Technical Excellence

Advanced engineering infrastructure built for scale and compliance

AI/ML-powered automation
Bank-grade security
Scalable cloud architecture

Meet the Team

Michal Sela Forum Accelerator, Cohort 6
In partnership with Google for Startups

Michal Sela Forumפורום מיכל סלה
Google for Startups

Let's Connect

Join us in transforming the LegalTech and FinTech landscape